Finance
Home / Finance
When it comes to purchasing your next car our aim at Bramley is to ensure that we give you the best impartial advice and offer some of the most attractive and flexible funding solutions available in the market place.
We have working relationships with various funders who are able to offer you a bespoke financial package that best suits your requirements.
The rates we can offer are very competitive in todays fast moving market place and we aim to make the whole process as easy as possible for our customers enabling you to enjoy a smooth purchasing experience.
FCA NUMBER 668790
We are able to offer the following types of Funding Options
Hire Purchase
The most simple and straight-forward agreement is where you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier. Terms available upon from 12 - 60 months, written quotations available on request.
Personal Contract Purchase
PCP is similar to Lease Purchase in that the monthly payments are offset by a final residual payment, the difference with PCP is that this final payment is optional. At the beginning of the agreement the residual payment is set by the finance company, at the end of the agreement you have three options simply hand the car back to the finance company (certain conditions apply) part-exchange it for another car or refinance the residual. PCP suits a customer who is looking to keep his vehicle for the full term of the agreement.